Maximize your wealth with tailored strategies and expert guidance.
Enroll TodayCotage Trust Bank customers are able to use their ATM Cards at over 250,000 Cirrus, and Star ATM terminals across the United States and abroad. A card will be mailed to you within a week of your application being approved.
Business Note: Business applicants must sign a Business ATM/Debit Card Agreement before a check card can be ordered.
Select from our range of credit and debit cards designed for your lifestyle
Perfect for everyday spending
First 12 months
Premium rewards and benefits
On dining & travel
Ultimate luxury experience
On all categories
Experience the convenience and security of our modern banking cards.
Access over 250,000 ATM terminals worldwide through Cirrus and Star networks.
Advanced security features protect your transactions and personal information.
Transparent pricing with no surprise charges or hidden fees.
Quick application process with cards mailed within a week of approval.
Manage your cards and monitor transactions through our mobile app.
Specialized business cards with enhanced features for commercial use.
Find the perfect card that matches your spending habits
| Feature | Classic | Gold | Platinum |
|---|---|---|---|
| Annual Fee | $0 | $95 | $495 |
| Cashback Rate | 1% | 3% | 5% |
| Travel Insurance | - | ✓ | ✓ |
| Airport Lounge | - | ✓ | ✓ |
| Concierge Service | - | - | ✓ |
| Credit Limit | Up to $10k | Up to $50k | Unlimited |
Your card security is our top priority. We use cutting-edge technology to protect every transaction.
Advanced chip protection for in-store purchases
You're not responsible for unauthorized charges
Instant notifications for every transaction
Generate temporary numbers for online shopping
Take full control of your card with our mobile app
Instantly freeze your card if lost
Set daily or monthly spending caps
Block specific merchant types
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
