Last Updated: April 25, 2026
Please read these terms carefully before using our services
By accessing and using Cotage Trust Bank services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
These Terms of Use constitute a legally binding agreement between you and Cotage Trust Bank regarding your use of our banking services, website, and mobile applications.
Checking, savings, loans, and credit services
Online and mobile banking platforms
Wealth management and investment products
24/7 customer service and assistance
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must provide accurate, current, and complete information during registration and keep your account information updated.
You may only use our services for lawful purposes and in accordance with these Terms.
You must notify us immediately of any unauthorized use of your account or any other breach of security.
You agree NOT to:
To the maximum extent permitted by law, Cotage Trust Bank shall not be liable for:
You may close your account at any time by contacting customer service. You remain responsible for all transactions made before closure.
We may suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or for any other reason at our discretion.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the new Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the new Terms.
If you have any questions about these Terms of Use, please contact us:
Email: support@cotagetrust.com
Phone: +1 (954) 338-6125
Address: 736 Broad Street West Brooklyn, NY 11225
